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Purchase Rate Assumptions

Assumptions

  • Conforming loan amounts up to $453,100
  • Single family residence.
  • Owner Occupied Purchase Transaction.
  • The loan amount reflects a down payment of 20%.
  • Rate lock period of 45 days.
  • Borrower profile with excellent credit

Monthly Payments

A loan amount of $160,000 will result in these monthly payments:

Rates as of 12/13/2018 9:00 AM PT

ESTIMATED PAYMENTS*
FIXED RATE LOANS RATE APR POINTS # OF MONTHS RATE AMOUNT
30-YEAR 4.875% 4.983% 1.000 359
1

4.875%
4.875%

$846.73
$849.46
30-YEAR 5.125% 5.145% 0.000 359
1
5.125%
5.125%
$871.18
$870.60
20-YEAR 4.625% 4.771% 1.000 239
1
4.625%
4.625%
$1023.07
$1021.75
20-YEAR 4.875% 4.902% 0.000 239
1
4.875%
4.875%
$1044.91
$1045.62
15-YEAR 4.375% 4.559% 1.000 179
1
4.375%
4.375%
$1213.79
$1214.38
15-YEAR 4.875% 4.910% 0.000 179
1
4.875%
4.875%
$1254.88
$1253.73
Payments shown don’t include amounts for taxes & insurance. Actual payment obligation will be greater

These assumptions are subject to change without notice. Rate, points and APR may be adjusted based on several factors including, but not limited to, state of property location, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score. Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply.

The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rates and points only and does not take into account other loan specific finance charges you may be required to pay.