Business Online Banking with Cash Management Services

Manage your business's cash flow

Whether your business payment needs are simple, complex or somewhere in between, we offer a range of digital tools to help you manage your payments and stay ahead of your cash flow needs. These complement our business checking, savings, lending, and financial planning services. If you have questions or simply want to learn more, please complete the contact form below.

Talk to a cash management expert

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ACH Origination Services

Automated Clearing House (ACH) Origination will provide businesses with better control of their cash flow while adding the convenience of digital transactions for their employees and customers.

Direct Deposit for payroll
Direct billing for customers or vendors
External bank transfers

Positive Pay

Your best option for protecting your business account against fraud.

All checks presented for payment are verified against the business’ authorized check listing
ACH transactions are processed through a pre-approved filter from the business
Any “exception items” are reviewed daily and paid or returned before ever posting to the account to protect your business
To learn more read our Positive Pay FAQ

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Remote Deposit Capture

Scan items for deposit straight from your desk for same-day deposit to your bank account.

Save time by avoiding daily trips to the Bank to deposit checks
Save on cost of mileage, employee time and purchasing deposit slips

Wire Transfers

Online wire transfers keep your business-to-business funding transactions simple, quick and secure.

Online Wire Transfers can move money the same business day when submitted by the wire cut-off time
Online Wire Transfers are only available for wiring funds to other Financial Institutions within the United States

For more information about these Cash Management options, please complete the form below, call us at (509) 525-2000, or simply stop by the Baker Boyer branch nearest you.

How Positive Pay Helped a Business Save Thousands

Helping local businesses grow and thrive goes hand-in-hand with protecting what they’ve built. Our Cash Management services, such as ACH origination, remote deposit capture, positive pay, and wire transfers equip business owners with the tools they need to operate securely and efficiently. Alden Mechanical experienced this firsthand when Positive Pay quickly detected and stopped a fraudulent check, saving the company more than $10,000. With solutions designed to ensure every transaction is authorized, Baker Boyer provides peace of mind, safeguarding businesses so they can focus on long-term success.

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Let's Talk

If you're interested in learning more, please fill out the form below: