Jump to main content
Scenic photo of Baker Building
Forging Our Legacy

Shareholder Information

Baker Boyer is built on a legacy of mutual prosperity, where employees, clients, communities, and shareholders are key stakeholders. This page is a resource for our shareholders featuring our financial results, educational content, impactful stories, employee highlights, and much more.

"At Baker Boyer, being a shareholder is more than being an investor in a bank—it's a partnership in perpetuating the legacies of our community’s prosperity and sustainable success." 

Megan Clubb portrait
Mark Kajita with Baker Boyer employees volunteering at foodbank
Creating Long-Term Value

"We create long-term value for our shareholders through prudent capital allocation and continually looking for innovative ways to add value to the businesses and communities we serve. Baker Boyer and our shareholders embody the ethos of "do no harm," empowering people to forge tomorrow’s thriving communities. Our shareholders' commitment ensures that we stay true to our roots—investing locally and supporting community initiatives so that we can thrive together. This ethos is what sets us apart, making Baker Boyer not just a bank, but a community pillar. Together, we are not just witnessing history; we are crafting it, ensuring that Baker Boyer remains synonymous with trust, innovation, and community stewardship." - Mark Kajita, President & CEO

Shareholder Reports

Access current and historical information for shareholders of Baker Boyer Bancorp (BBBK), including annual reports, quarterly reports, and consolidated financial statements. Our 150th Anniversary in 2019 was a pivotal year for Baker Boyer. Read the Annual Report and Financials to reflect and remember this historical year.

2025

2024

2023

2022

What's New

Market Update: Are We Finally Due for a Down Year?

In this month’s Market Update, Tyson Romanick, Senior Portfolio Manager at Baker Boyer, breaks down market momentum after a strong 2025 and answers the big question investors are asking: Are we in a bubble? He covers valuations, earnings growth, the broadening market rally beyond the “Magnificent Seven,” and why diversification, especially internationally, still matters heading into 2026.

Read the full article here

Baker Boyer Tri Cities Team

Baker Boyer wins one of Mid-Columbia's Best Places to Work Awards

Baker Boyer has been honored by the Tri-Cities Area Journal of Business as one of the region’s Best Places to Work. This recognition reflects our continued commitment to fostering a supportive, people-focused workplace where employees can thrive and better serve our communities.

Announcing BEWallaWalla.com

We’re excited to share the launch of BEWallaWalla.com, a new website developed in partnership with local community members and business leaders to support entrepreneurs in the Walla Walla and Columbia Valley.

The site helps entrepreneurs and small business owners access resources, connect with others, and discover opportunities to grow their business and the local economy.

Get Started Today

Stay In the Know

Watch the monthly Market Update, amazing client testimonials, browse the latest articles from our experts, and stay up to date with Baker Boyer's latest announcements.
Market Update
Portfolio Manager video image still from Market Update report

Baker Boyer's Portfolio Managers are dedicated to keeping shareholders and clients educated and aware of markets and the economy by providing resources and expert commentary. Watch the latest monthly Market Update now.

View Market Updates
Client Testimonials
Business advisor shaking hands with clients

Baker Boyer has been supporting entrepreneurs and businesses for over 150 years. We're with our clients every step of the way. Watch the stories of our clients who we've supported in building their hard-earned dreams.

Watch their stories
Articles
couple looking at articles

Our experts share insights about topics that we think will help you make better financial decisions. Learn about successfully transitioning a business to the importance of having a financial plan.

View recent articles
Announcements
close up of hands on laptop

Stay up to date with recent happenings from Baker Boyer. Read the latest announcements to learn about new hires, charitable work involvement, and upcoming educational events.

Latest announcements

Submit Your Questions to Mark

Are you a shareholder and have a question? Use the form below to send us your questions, and Mark Kajita, our President & CEO, will provide answers directly. We’ll post all responses on this page so shareholders can stay informed together.

Recent Questions & Answers

How Much of Baker Boyer's recent loan growth is organic versus purchases or participated loans?

Almost all of our loan growth is organic and comes from clients in our own markets. Of roughly 400 million dollars in total loans, about 18 million dollars are participations we have purchased from other banks and about 12 million dollars are loans where we sold participations to others because they were above our internal lending limits. On a net basis, that means only about 1 to 1.5 percent of our portfolio reflects participations. The rest comes from lending directly to clients in the communities we serve.  - Mark Kajita

Why is capital stability and growth so important to the Bank and to loan growth?

Capital is the foundation that supports the risk a bank takes, particularly in lending. Loans are riskier than holding cash or U.S. Treasuries, so as we have grown loans by about 38 percent since January 1, 2020, regulators expect us to maintain appropriate capital to support that risk. The primary way we grow capital is by retaining a portion of our net income rather than paying it all out in dividends. When we chose to reduce the dividend, it was to preserve and build capital so we could continue to grow high-quality loans and strengthen the long-term earning power of the Bank. - Mark Kajita

Why have Baker Boyer shares lost value and what is the long-term plan to address this?

Our stock is very thinly traded, so a small number of trades in any given month can set the market price. Market participants tend to value the shares using the dividend as an income stream, often assuming it will remain flat and discounting it back like an annuity. Inside the company, we take a longer view. We have intentionally kept dividends lower in the near term in order to build capital, invest in markets such as Yakima, and expand our D.S. Baker Advisor client base. Those investments are already showing results in profitable new client relationships and net growth in accounts. While we cannot predict future share prices, our focus is on strengthening long-term earnings and franchise value, which we believe benefits shareholders over time. - Mark Kajita

close up of Baker Building Main Office
Shareholder Newsletter

Join the shareholder newsletter to stay in touch with all the happenings at Baker Boyer.

Subscribe

Shareholder Relations Team

Jan Darrington portrait

Jan Darrington

Vice President | Shareholder Relations Coordinator

(509) 735-5168 | darringj@bakerboyer.com

Liaison for shareholders for basic questions, and facilitating other shareholder needs.

Jackson VanSlyke

Jackson VanSlyke

Marketing & Shareholder Relations Coordinator

(509) 526-1210 | vanslykej@bakerboyer.com

Liaison for shareholders for basic questions, and facilitating other shareholder needs.

Lacey Braswell portrait

Lacey Braswell

Vice President | Properties Manager & Executive Assistant | Transfer Agent

(509) 526-1393 | braswelll@bakerboyer.com

Facilitates share transfers, processes dividends, and coordinates shareholder mailings and the annual shareholder meeting.

Jolene Riggs portrait

Jolene Riggs

Executive Vice President | Chief Financial Officer

(509) 526-1317 | riggsj@bakerboyer.com

First contact with requests to sell or buy shares.