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Business Banking

Business Financing Solutions

Business Lifecycle

Baker Boyer has been supporting entrepreneurs and businesses for over 150 years. Whether you’re just starting out or well established, our advisors understand your business and the impact it has on our community. It is our job to evaluate your plan and lead you on the path to success. We will listen, assess, connect, and provide you the right tools for your business.

Local Lending Testimonials

Papi's Pizza logo

Papi's Pizza and Pasta

Walla Walla, WA

“We’ve had a relationship with Baker Boyer, both personally and professionally, for over 20 years. They’ve played a vital role in helping us achieve our business and financial goals, and we’re proud to have partnered with them on this expansion.” - George and Tami Arias

Frame Technical Services Logo

FRAME Technical Services

West Richland, WA

“Baker Boyer has been with us since we started the business in 2019, and we’ve always felt comfortable discussing our lending needs with them. Their level of service has been so impressive that we both manage our personal finances with them.” - Chris Haas and Steve Shupe

Helms Hardware Logo

Helms True Value Hardware

Selah, WA

“We spoke with several banks, and Baker Boyer stood out with the best customer service. Jill, Alexa, and Jessica made the entire process easy and enjoyable, guiding us through each step and always being available with answers when we needed them.” - Kyle Helms

Business Loans

Our Business Advisors want to learn your story, your experience, your plans, and to work with you to achieve your goals. Here are some of our business financing options:

Lines of Credit
Manage your cash flow and get a line of credit that you can access instantly!

Loans
Business Real Estate Construction Loans
Business Real Estate Loans
Agriculture Loans
Equipment Purchase & Business Expansion

lending process

The Lending Process

  • Connect — We will listen to you and learn from you to create a tailored loan package.
  • Underwriting — We will review your documents to ensure we have the necessary information.
  • Credit Review — We will review your loan package to ensure that it aligns with our credit policy.
  • Closing — We will review the final checklist with you to secure a closing date.
  • Servicing — Your Baker Boyer Advisor will continue to provide business insight and guidance to you and your business.

Business Calculators

Need help crunching some numbers? We have curated calculators to help you determine the best price on products to make a profit or determine how much inventory you should hold.

Business Calculators

Business Testimonial

Valley Vision

Valley Vision has been a part of the Walla Walla community since 1947. Being a part of this tight-night community and providing excellent eye care is what drives them. Valley Vision partnered with Baker Boyer over 50 years ago and never looked back. Business Advisors were there through every expansion and the purchase of new equipment and, most recently, assisted in the business transfer of ownership.

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Business Calculators

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Breakeven Analysis Calculator

Find out how many and what price you must sell your product at to make a profit.

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Inventory Analysis Calculator

Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.

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Proft Margin Calculator

This calculator can help you determine the selling price for your products to achieve a desired profit margin.

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Working Capital Needs Calculator

Working capital is essential to running your business. This calculator assists you in determining your working capital needs for the next year.

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Contribution Margin Approach to Cost-Volume Profit Calculator

This chart enables you to visualize the components of costs and revenue from a Contribution Margin point of view.

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