Business Checking & Savings Accounts

_{For ACH or Direct Deposit transactions, please ensure your Money Market account is marked as a checking account. If marked as savings, your transaction will be rejected.}

_{*eSolutions
There is a $6 monthly service fee for eSolutions customers who choose paper statements. There is no charge for electronic statements which are available through Online Banking.}

_{**Analyzed Account}

_{Earnings Credit—All funds collected in your business checking account earn a credit to help reduce eligible monthly service fees. This credit is derived by applying the earnings credit to your daily collected balance after deducting a 15% reserve requirement. The earnings credit rate is a variable rate that the Bank can change at any time. Uncollected Funds —If checking withdrawals are made faster than incoming checks are collected, you are, in effect, using bank funds. For this service, a fee is assessed for uncollected funds using the monthly average of the 90-day Treasury Bill rate plus 4%. This rate is subject to change on the last business day of each month. We'll debit your account or invoice you for the difference in any statement period where your fees exceed your earnings allowance.}

_{***We reserve the right to not pay accrued interest if account is closed prior to payment date.}

_{Interest Balance Tiers}

_{$0 to $24,999.99}

_{$25,000.00 to $49,999.99}

_{$50,000.00 to $99,999.99}

_{$100,000.00 to $249,999.99}

_{$250,000.00 and over}

_{****Account is paired with Certificate of Deposit, maximum balance cannot be greater than the accompanying CD(s), no checks or debit card offered with this account.}