Savings Accounts
We offer four options for Personal Savings Accounts, outlined below. Visit any Baker Boyer branch location and ask to speak with a Personal Banker to learn more and determine which one is best for you. Explore our savings account access options available to you, including various online banking features, deposit options, and other account tools.
Regular Savings
- • Opening Balance: $100
- • $5 monthly service charge, waived with a minimum daily balance of $400
- • No Baker Boyer-imposed fee for ATM transactions
- • Interest is earned daily and paid quarterly on collected balance, if greater than $400
Minor Savings
- • Under age 21
- • Opening Balance: $25
- • $5 monthly service charge, waived with a minimum daily balance of $25
- • No Baker Boyer-imposed fee for ATM transactions
- • No-fee ACH transactions
- • Interest is earned daily and paid quarterly on collected balance, if greater than $100
Merit Savings
- • 62+ Years
- • Opening Balance: $100
- • $5 monthly service charge, waived with a minimum daily balance of $100
- • No Baker Boyer-imposed fee for ATM transactions
- • No-fee ACH transactions
- • Interest is earned daily and paid quarterly on collected balance, if greater than $100
Compare Baker Boyer Checking and Savings Accounts on a single page to review features, fees, and benefits side by side.
We reserve the right to not pay accrued interest if
*Interest Balance Tiers
$0 to $49,999.99
$50,000.00 to $99,999.99
$100,000.00 to $249,999.99
$250,000.00 and over
