Assumptions
- Conforming loan amounts up to $766,550
- Single family residence.
- Owner Occupied Purchase Transaction.
- The loan amount reflects a down payment of 20%.
- Rate lock period of 45 days.
- Borrower profile with excellent credit
*Please call one of our local loan officers for current interest rates*
Monthly Payments
A loan amount of $160,000 will result in these monthly payments:
Rates as of 9/10/2024 9:00 AM PT
ESTIMATED PAYMENTS*
FIXED RATE LOANS | RATE | APR | POINTS | # OF MONTHS | RATE | AMOUNT |
---|---|---|---|---|---|---|
30-YEAR | 6.125% | 6.329% | 1.000 | 359 1 |
6.125% 6.125% |
$972.18 $969.16 |
30-YEAR | 6.625% | 6.738% | 0.000 | 359 1 |
6.625% 6.625% |
$1,024.50 $1,021.53 |
20-YEAR | 5.875% | 6.141% | 1.000 | 239 1 |
5.875% 5.875% |
$1,134.78 $1,135.44 |
20-YEAR | 6.375% | 6.520% | 0.000 | 239 1 |
6.375% 6.375% |
$1,181.17 $1,181.96 |
15-YEAR | 5.500% | 5.829% | 1.000 | 179 1 |
5.500% 5.500% |
$1,307.33 $1,308.39 |
15-YEAR | 6.375% | 6.557% | 0.000 | 179 1 |
6.375% 6.375% |
$1,382.80 $1,383.00 |
10-YEAR | 5.375% | 5.841% | 1.000 | 119 1 |
5.375% 5.375% |
$1,726.53 $1,726.13 |
10-YEAR | 6.250% | 6.505% | 0.000 | 119 1 |
6.250% 6.250% |
$1,796.48 $1,796.74 |
Payments shown don’t include amounts for taxes & insurance. Actual payment obligation will be greater |
These assumptions are subject to change without notice. Rate, points
The annual percentage rate (APR), is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rates and points only and does not take into account other loan specific finance charges you may be required to pay.