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Frequently Asked Questions

First Time Login

The first time you log in to Online Banking -- whether online or with the App -- you will need to set up “Two-Factor Authentication,” which will require you have ready both an email and a phone number. To learn how simple this can be, please watch this video or follow the steps in the brief visual guide below. 

Step-by-Step Visual Guide

Step 1: Enter your username and click Continue.

Baker Boyer Login Screen

Step 2: Enter your password and Click Sign In.

Note: Forgot? Will help you recover your password AFTER your first successful login to the new Online Banking Platform.

Username and Password Screen

Step 3: Secure your account with Two-Factor Authentication. Enter an email and a phone number that you will have access to during this login. Click Next.

Two- Factor Authentication screen

Step 4: Choose how to receive the code to the number you provided – by text message or a phone call. Click the radio button by your choice, and click Next.

Note: You may also use an authenticator app if installed on your device.

Select your 2FA method screen

Step 5: Enter the code you received and click Verify.

If you didn’t receive the code, click Resend at the bottom of the panel. Or choose Try another way to choose a different method or phone number.

Note: if using a trusted computer, you may click the box to not be asked for codes again. Do not check this if using a public or shared device.

Screen to enter code for 2FA

Step 6: Verification is enabled. Click Ok to continue.

Two-Factor Authentication Successful screen

Step 7: Read the User Agreement, scrolling down to see all the text, and click Accept.

End User Agreement

Congratulations! You are logged in to the new Digital Banking platform.

Online Banking Dashboard

If you have any questions, please call our Contact Center at (509) 525-2000.