Local Lending: Investing in Small Businesses

At Baker Boyer, we understand that when businesses grow—whether by expanding operations or opening their doors for the first time—the entire community benefits. New storefronts, additional hiring, and increased service capacity all contribute to stronger local economies, job creation, and better services for the people who live and work in our communities.
We're highlighting three businesses making an impact with the help of Baker Boyer in Eastern Washington. From providing a full-service neighborhood hardware store to offering specialized technical expertise to creating a welcoming dining experience, these businesses are making a meaningful impact. Their success stories illustrate how the right financing, paired with trusted local banking relationships, can help turn business goals into reality, strengthening our communities for years to come.
Papi’s Pizza & Pasta: Serving Up Community and Growth in Eastgate
Location: Walla Walla, WA
Lender: Steve Ruthven
With the opening of Papi’s Pizza & Pasta, the Eastgate area is getting more than just a new restaurant—it’s gaining a vibrant community gathering place. Thanks to a recent expansion, Papi’s is creating 20 to 30 new jobs, bringing new energy to the neighborhood while supporting the local economy.
Beyond great food, Papi’s is designed to be a family-friendly, welcoming space where the community can come together. With an outdoor patio featuring cornhole, music, and sports viewing, plus ample parking for large groups and athletic teams, it’s an ideal spot for celebrations, casual dining, and team gatherings. Their affordable menu makes it accessible to everyone, reinforcing their commitment to inclusivity.
Throughout this journey, Baker Boyer has been a trusted partner. “We’ve had a relationship with Baker Boyer, both personally and professionally, for over 20 years,” say owners George and Tami Arias. “They’ve played a vital role in helping us achieve our business and financial goals, and we’re proud to have partnered with them on this expansion.”
With strong community roots and a vision for bringing people together, Papi’s Pizza & Pasta is set to become a staple in Eastgate—one slice at a time.
Helms Hardware: Bringing Convenience and Growth to East Valley
Location: Yakima, WA
Lending Team: Jessica Johnson, Jill Christianson, Alexa Palomarz
For residents of Terrace Heights and East Valley, Helms Hardware has quickly become a valued addition to the community. Before opening, local homeowners and contractors had to travel into town for supplies, often relying on big-box stores. Now, they have a full-service, well-stocked hardware store right in their neighborhood, making home improvement projects and professional jobs more convenient than ever.
Beyond meeting a vital need, Helms Hardware is also supporting the local economy. The store currently employs 16 team members, with plans to hire four to eight more this spring as customer demand grows.
Partnering with Baker Boyer made all the difference in bringing this project to life. “We spoke with several banks, and Baker Boyer stood out with the best customer service,” says Kyle Helms. “Jill, Alexa, and Jessica made the entire process easy and enjoyable, guiding us through each step and always being available with answers when we needed them.”
FRAME Technical Services: Expanding Opportunity and Investing in Local Talent
Location: West Richland, WA
Lender: Mitch Roach
Investment Advisor: Stuart Gillin, CFP®
For businesses in specialized industries, access to strategic financing isn’t just about growth—it’s about creating opportunities. FRAME Technical Services, a HUBZone-certified small business, has been able to expand its workforce and strengthen its impact in the community thanks to an increased line of credit from Baker Boyer.
Since the expansion, FRAME has added or renewed contracts for approximately six employees, with plans to grow even further in 2025. As part of its HUBZone designation, FRAME is committed to hiring at least 35% of its staff from economically disadvantaged areas, ensuring that its success directly benefits the local workforce.
Beyond job creation, FRAME’s West Richland office serves as a crucial hub for its customers, many of whom work at the Hanford Site. The convenient location makes collaboration easier, allowing clients to hold meetings and conduct business with greater efficiency.
Partnering with Baker Boyer has been an integral part of FRAME’s journey. “Baker Boyer has been with us since we started the business in 2019, and we’ve always felt comfortable discussing our lending needs with them,” say owners Chris Haas and Steve Shupe. “Their level of service has been so impressive that we both manage our personal finances with them.”
With strong financial backing and a commitment to hiring locally, FRAME Technical Services is positioned for continued success—one project, one job, and one community impact at a time.