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Personal Checking Accounts

Checking Accounts

We offer four options for Personal Checking accounts, outlined below. Come into any Baker Boyer branch location and ask to speak with a Personal Banker to learn more and to figure out which one is best for you. Or click here to view or print a comparison chart. This page outlines the range of account access options. 

eSolutions (Online Banking and eStatements Required)

  • Opening Balance: $100
  • Service Charge: No monthly service charge. After 3, 50-cents per check. $4 monthly service fee for paper statements*
  • Other Account Fees: No Baker Boyer-imposed fee for debit card & ATM transactions. 
  • Interest: N/A

Regular

  • Opening Balance: $100
  • Service Charge: $12 monthly service charge, waived with a minimum daily balance of $750
  • Other Account Fees:  No Baker Boyer-imposed fee for debit card & ATM transactions. 
  • Interest: N/A

Merit (62+ years)

  • Opening Balance: $100
  • Service Charge: $5 monthly service charge, waived with a minimum daily balance of $100
  • Other Account Fees:  No Baker Boyer-imposed fee for debit card & ATM transactions. 
  • Interest: N/A

Interest

  • Opening Balance: $5,000
  • Service Charge: $12 monthly service charge, waived with a minimum daily balance of $5,000
  • Other Account Fees: No Baker Boyer-imposed fee for debit card & ATM transactions.
  • Interest: Interest is earned daily & paid monthly on collected balance, if greater than $5,000.

*There is a $4 monthly service fee for eSolutions customers who choose paper statements. There is no charge for electronic statements which are available through Online Banking.