Account Access Options
Your Baker Boyer accounts come with the following features for ease of access and to keep you in control of your finances. If you would like more information, our Personal Bankers are available to talk with you about your financial goals. You may connect with them in one of our branches, a drive thru, by phone (509-525-2000), or by using the "Conversations" feature in our online banking solution.
- ATM Deposits: Deposit cash and checks at any Baker Boyer ATM.
- Direct Deposit: Your regular deposits can be set up to automatically deposit into your account. i.e. payroll checks, retirement disbursements, social security checks, and others.
- Mobile Deposit: Deposit checks from your mobile device using our Mobile Banking App. Must be set up with both Online Banking and Mobile Banking.
- Remote Deposit: Scan checks remotely and transmit the check images to Baker Boyer for deposit. Available for Business accounts only
- Savings Overdraft Sweep*: Protects your checking account from being overdrawn. Overdraft sweep will transfer available funds from your savings account into your checking account in the event your checking account does not have sufficient funds to cover a transaction.
*Fees and limits may apply.
- VISA Chip Debit Card: Access your funds anytime, from anywhere. Baker Boyer Visa Debit Cards come with built-in chip technology for enhanced security, giving you greater fraud protection when you use your card at a chip-activated terminal.
- ATM Card: Available for Checking and Savings accounts. For use at ATM machines only. Not used as a debit card.
- Apple Pay®: Apple Pay® is easy and works with the Apple devices you use every day. You can make secure purchases in stores, in apps, and on the web. And you can send and receive money from friends and family right in Messages.
- Google Pay®: With Google Pay®, you can buy items in apps and on websites, buy Google products, and send money to friends and family. You can also use your gift cards, loyalty cards, tickets, and coupons with Google Pay when you shop at your favorite stores.
- 24-Hour Phone Banking: Access your accounts by phone 24 hours a day. Check your balance, transfer funds, verify a credit or debit, or make a Baker Boyer loan payment. Available in Spanish. Call 509-522-2262. More info here.
- E-Statements: View current and previous monthly account statements through Online Banking.
- Mobile Banking App: Access Online Banking using your mobile device. Available for iPhone and Android. With the app you can: check your balance, view account history, pay your bills, make transfers and more.
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Online Banking: Access your accounts anytime with real-time updates and information. With Online Banking you can:
- check your balance
- view account history
- pay your bills
- make transfers
- and more
- Text Banking: Available with Online Banking, Text Banking is a quick option that gives you access to your account history and balance with any text-enabled phone.
Apple Pay® is available only to cardholders who are 13 years of age or older. Debit cards issued to cardholders under the age of 13 cannot be added to or used with Apple Pay®, even if the cardholder has an Apple ID through Apple Family Sharing.
