Personal Banking
Checking Accounts
We offer four options for Personal Checking accounts, outlined below. Come into any Baker Boyer branch location and ask to speak with a Personal Banker to learn more and to figure out which one is best for you. Or click here to view or print a comparison chart. This page outlines the range of account access options.
eSolutions (Online Banking and eStatements Required)
- Opening Balance: $100
- Service Charge: No monthly service charge. After 3, 50-cents per check. $6 monthly service fee for paper statements*
- Other Account Fees: No Baker Boyer-imposed fee for debit card & ATM transactions.
- Interest: N/A
Regular
- Opening Balance: $100
- Service Charge: $12 monthly service charge, waived with a minimum daily balance of $750
- Other Account Fees: No Baker Boyer-imposed fee for debit card & ATM transactions.
- Interest: N/A
Merit (62+ years)
- Opening Balance: $100
- Service Charge: $5 monthly service charge, waived with a minimum daily balance of $100
- Other Account Fees: No Baker Boyer-imposed fee for debit card & ATM transactions.
- Interest: N/A
Interest
- Opening Balance: $5,000
- Service Charge: $12 monthly service charge, waived with a minimum daily balance of $5,000
- Other Account Fees: No Baker Boyer-imposed fee for debit card & ATM transactions.
- Interest: Interest is earned daily & paid monthly on collected
balance, if greater than $5,000.
*There is a $6 monthly service fee for eSolutions customers who choose paper statements. There is no charge for electronic statements which are available through Online Banking.
