Investment Policy Statement



Baker Boyer Investor Services’ approach to portfolio management reflects the dynamic nature of the global marketplace that has altered the assumptions that once directed management of assets. The last market cycle reminded us all that managing risk is paramount to creating return.

While diversification and asset allocation are still an integral part of our management style, the types of assets we use include investments that have low or negative correlation to traditional stock and bond investments.


This forward-looking investment style seeks to create absolute returns, or returns that do not move lockstep with an underlying index. The addition of these asset classes does not guarantee positive returns year after year nor seek to consistently beat the market. Rather, they manage risk, reduce volatility and aim to provide returns that will increase the likelihood our clients will reach their investment goals.